Gregory Chandler - CELL RELIEF WITH ALPHA-LIPOIC ACID AND COENZYME Q10

Alpha-lipoic acid (ALA) has been shown to be beneficial for a number of health conditions. ALA is considered by many researchers to be the most potent antioxidant, helping to prevent free radicals from damaging the cells. ALA also contributes to the rebuilding of other antioxidants in the body, including vitamins C and E.

Coenzyme Q10 (COQ10) is necessary for cellular energy production. The body's ability to produce CO110 declines with age, so one needs to rely more on supplementation . An additional reason to take COQ10 is that the nutrient helps to control blood pressure and is particularly important for the health of your heart.

GREGORY CHANDLER, Attorney at Law E-mail AttatLawGC@gmail.com

Gregory Chandler on HMB for Strength Gains

HMB (beta-hydroxy-beta-methylbutyrate) is a great supplement. HMB is a metabolite of leucine, one of the branched chain amino acids (BCAAs). HMB has been found to prevent muscle breakdown and stimulate muscle growth, as well as boost strength gains. In addition, HMB can enhance fat burning.

Take 1 to 3 grams of HMB with food in the morning, before and after workouts, and before bed.

GREGORY CHANDLER, Attorney at Law

e-mail AttatLawGC@gmail.com

Gregory Chandler on Community Living Assistance Services and Support Act (CLASS)

COMMUNITY LIVING ASSISTANCE SERVICES AND SUPPORT ACT (CLASS)

An estimated ten million Americans (expected to increase to fifteen million in 2020) are currently in need of long-term care services and support. With the exception of those able to afford a private long-term care policy or already covered by one, neither the Supplemental Security Insurance (SSI) nor Old, Age, Survivors, and Disability Insurance (OASDI) programs will provide benefits to fill the gap. As a result, Americans unable to afford private long-term care or who have or develop severe functional impairments can only access coverage for the services critical to their independence (such as housing modifications, assistive technologies, transportation, and personal assistance services)through Medicaid.



In order to assist those individuals, President Barack Obama signed the Patient Protection and Affordable Care Act (PPACA) into law on March 23, 2010. Included in PPACA was the "Community Living Assistance Services and Supports Act" (CLASS). CLASS establishes a national voluntary insurance program designed to assist adults with severe functional impairments in obtaining the services and supports needed for them to stay functional and independent.


CLASS program:



Under the CLASS program, eligible participants will pay monthly premiums in return for a long-term care benefit should they develop a disability. Each participant's benefit will be based on his or her difficultly in performing basic life activities (bathing or dressing). The most appealing part of the CLASS program is that it will not require screening of applicants for health problems (prior or existing ) and will allow all individuals to enroll (even those who might not otherwise qualify for a private long-term care insurance policy).

CLASS requirements:

Participation in the CLASS program requires: (1) a monthly premium payment (subject to annual increases) through employer payroll deduction; and (2) sixty months of premium payments and employment during at least three of those five years. In return, the participant will be entitled to a lifetime cash benefit, based upon his or her degree of impairment, as long as the claimant remains disabled.

Employees will be automatically enrolled in the CLASS program (just like Social Security) unless they opt out. Employees who opt out of the CLASS program may later opt back in, subject to higher premiums and requirements. Self-employed individuals or those whose employers do not offer the CLASS benefit program will also be able to join the program through a government payment mechanism.

It is anticipated that monthly plan premiums will not be increased for participants who remain an active enrollee in the program. A monthly premium increased will also not apply to an active enrollee who: (1) has attained age 65; (2) has paid plan premiums for at least 20 years; or (3) is not actively employed.

Benefit triggers:

Participants will become eligible to receive plan benefits upon a determination that they have a functional limitation, certified by a licensed health care practitioner, expected to last for a continuous period greater than 90 days. The determination must find that the participant: (1) is unable to perform at least the minimum number (which may be 2 or 3) of activities of daily living (ADLs); or (2) requires substantial supervision to protect him or her from threats to his/her health and safety due to substantial cognitive impairment. There will be no cap on the lifetime benefit a participant can receive.

Impact on other government benefits and programs:

Like any government program, one has to be aware of the concept of offsets. An offset is when the receipt of one government benefit reduces or eliminates one's receipt of another benefit. For example, the receipt of military retirement pay may reduce or eliminate a person's receipt of certain state benefits.

A CLASS program participant, who resides in a hospital, nursing facility, intermediate care facility, or an institution for mental diseases, will only be able to retain five percent (5%) of his or her cash benefit. The balance will be applied toward the facility's cost of providing the participant's care, with Medicaid serving as the secondary coverage. In contrast, a plan participant who subsequently receives medical benefits under Medicaid will be able to retain fifty percent (50%) of his her her program cash benefit. The balance will be paid to the state providing the assistance.

Benefits received under the CLASS program will be disregarded for government benefits (Federal, state, or locally funded) eligibility purposes. Program benefits will also have no impact on a participant's use of cash benefits paid into a Life Independence Account.

Conclusion:

The CLASS program is not intended to replace a private long-term care insurance policy but to provide those individuals, who may not be eligible or able to afford a private policy, with an alternative. Only a private long-term insurance policy is designed to pay for the ballooning cost of long-term care; however, a CLASS program policy may serve as a good supplement. The program may also serve as a means to lower an individual's taxable income below the new Medicare tax level on high-income households. In addition, despite being signed into law in March 2010, the United States Department of Health and Human Services will not bring the program into effect until year 2012.

GREGORY CHANDLER, Attorney at Law

e-mail AttatLawGC@gmail.com

Gregory Chandler on Omega-3s and Creatine

Omega-3s improved lung function and creatine strengthened swimmers, several new studies reveal.

In an omega-3 study, 40 non-smoking amateur male wrestlers, average age of 19, with an average body mass index (BMI) of 22.75, took one fish oil softgel containing 180 mg of eicosapentaenoic acid (EPA) and 120 mg of docosahexaenoic acid (DHA) per day, with or without training, or took a placebo with or without training. After 12 weeks, while there were no significant changes for the other groups, the omega-3 training group had 41 percent better airflow and 53 percent greater lung capacity compared to the beginning of the study.

In a creatine study, 16 male elite swimmers, average age 16, took 5g of creatine four times per day or a placebo. After five days, while there was no change for placebo, the creatine group increased continuous jumping power by 20 percent and swam much faster in two 100-meter swim sprints.

GREGORY CHANDLER, Attorney at Law

Gregory Chandler - Calcium for men

According to the American Journal of Epidemiology, calcium boosts longevity in men. A new study examined the association of calcium and magnesium intake with mortality among 23,366 men aged 45-79 years who did not use dietary supplements. Those with the highest dietary calcium intake (average 1,953 mg per day)--almost double the recommended levels--had a statistically significant lower rate (25%) of all-cause mortality as compared with the lowest average intake (990 mg per day).

Magnesium intake, ranging from 387 mg to 523 mg per day, did not appear to be associated with mortality rates.

The authors conclude, "This population -based prospective study of men with relatively high intakes of dietary calcium and magnesium showed that intake of calcium above that recommended daily may reduce all-cause mortality. "

GREGORY CHANDLER, Attorney at Law AttatLawGC@gmail.com

Gregory Chandler on COQ-10: the Anti-Aging Antioxidant

Coenzyme Q-10 (COQ-10) is known by many as the anti-aging antioxidant. Recently, COQ-10 has been studied as a depression fighter and aid to those with chronic fatigue syndrome.

In a depression study, researchers compared COQ-10 blood levels in 35 depressed people who had not responded to anti-depressants to 22 healthy people. More than half of the depressed group had lower levels of COQ-10 than the lowest levels in the healthy group. Doctors also found that those with lower COQ-10 were more likely to have chronic fatigue syndrome.

In a related study, researchers compared COQ-10 levels in 58 people with chronic fatigue syndrome to 22 healthy people and found that nearly half had lower levels of COQ-10 than the lowest levels in the healthy group.

GREGORY CHANDLER, Attorney at Law e-mail AttatLawGC@gmail.com

Gregory Chandler on Microsoft OneNote software

Most users of Microsoft products have never heard of Microsoft OneNote. The reason most individuals have never heard of Microsoft OneNote is because prior to the release of Office 2010 the product was not included with the Microsoft Office product. Microsoft Office 2010 went on sale to the public on June 15, 2010. If the user wanted Microsoft OneNote, he or she had to purchase it separately.

Now, with Microsoft Office 2010, OneNote is included in every box.

OneNote is Microsoft's free-form note-taking program. OneNote lets you capture ideas, information, web page, audio, and video. Furthermore, these items are searchable and even shareable. Microsoft OneNote is great for research or for gathering unstructured data.

Microsoft Office 2010 contains Outlook, Excel, Word, OneNote and PowerPoint. If one learns to use this software, he or she will have the opportunity to be effective and efficient.

GREGORY CHANDLER, Attorney at Law e-mail AttatLawGC@gmail.com

Gregory Chandler - Protecting Yourself From Phishing Trips

Phishing is a criminal technique used to lure internet users to fraudulent or spoofed websites. The techniques are called phishing trips or phishing attacks. These attacks are on the rise and are causing significant harm to victims. An estimated 5 millions adults lost a total of $6 billion in phishing attacks in 2009.

Threats from these attacks have spread from your desktop to your cell phone and multimedia devices. Staying in the know about these new threats is important to every organization and individual. Easily identifiable spam-like mass phishing campaigns have evolved to the more sophisticated spear-phishings attacks. Spear phishing attacks are low volume attacks that are difficult to differentiated from legitimate e-mails and are very technically advanced. Anti-phishing filters are having an incredibly hard time keeping pace. Websites representing popular social networking sites (such as Facebook and Twitter), auction sites (like Pay Pal and Ebay) banking sites, and even the U. S. government agencies (FBI) are just a few of the mechanisms used to lure the unsuspecting public.

One of the more common attacks experienced by individuals is through e-mail. A great deal of effort has been devoted to solving the phishing problem through prevention and the detection of phishing e-mails and websites. Automated detection systems are the first line of defense against phising attacks. These tools are very effective, but can only address part of phishing threats. User education offers a complementary approach in reducing risk, raising awareness and helping internet users to better understand and recognize fraudulent websites and e-mails. To further safeguard against attacks, online users should seek training in the recognition of these attacks. Many internet security providers give courses in methods to safeguard against phishing.

Some practices that can help internet users mitigate phishing attacks include turning off your Outlook reading panel and not opening links in e-mails. Allowing Outlook to automatically open your e-mail puts your computer at risk to spam, phishing and viruses.

To further reduce risk, internet users should also look for https at the beginning of the URL in the address bar, the padlock in the top right of the address bar, the green address bars in the latest high security browsers (IE 7.0 and above) and the trust mark to be present to the right of the padlock. Furthermore, users should open a new browser window for each session and type in the web address of the site you wish to visit. Since threats change quickly, it behooves the home user to keep his or her computer system patched at all times. This includes your operating system, applications, anti-virus, anti-spyware and firewall software. Lastly, remember banks do not request personal information or account information via e-mail.

For a training video, please visit the Federal Trade Commission website at http://www.ftc.gov/bcp/edu/multimedia/ecards/phishing.


GREGORY CHANDLER, Attorney at Law e-mail address: AttatLawGC@gmail.com

Gregory Chandler, Attorney, on Vitargo

Vitargo

Vitargo is a patented complex carbohydrate supplement that has plenty of clinical research supporting its superiority over other carbohydrates. Vitargo moves through the stomach at a rate that is more than twice as fast as typical sugars, such as those found in sports drinks. The result is a carbohydrate that gets into your bloodstream much faster than any other carbohydrate, resulting in an incredible spike in the anabolic hormone insulin. This insulin spike helps deliver those carbohydrates--as well as the amino acids from whey protein, casein protein, branched chain amino acids, plus creatine--to your muscle fibers.

GREGORY CHANDLER, Attorney at Law E-mail AttatLawGC@gmail.com

Gregory Chandler on CASEIN: Good for Bedtime

CASEIN

For bodybuilders, whey protein is typically the main protein supplement. Another type of protein supplement is casein. Casein is a much slower-digesting protein as compared to whey.

In earlier times, slow-digesting proteins, such as casein, were considered inferior after workouts because your body only has a short time window to boost recovery and muscle growth. Yet research now shows that taking casein after workouts is as effective as whey at boosting muscle growth. Whey protein and casein protein can be mixed together to get a protein blend that is both fast acting and long lasting.

In addition, taking some casein before bedtime is a good way to prevent protein breakdown during the night's sleep.

Gregory Chandler, Attorney at Law

E-mail AttatLawGC@gmail.com

Gregory Chandler - Wounded Warrior Project

Greetings:

The Wounded Warrior Project (WWP) is a nonprofit organization whose mission is to honor and empower wounded warriors of the United States Armed Forces. WWP works to raise awareness and enlist the public's aid for the needs of severely injured service personnel. WWP was formed in 2002 to assist service personnel wounded in Afghanistan and Iraq.

In past years, I have counseled many wounded service personnel. I have personal knowledge of the needs of these wounded warriors.

To find out more about WWP go to its website: http://www.woundedwarriorproject.org/

Gregory Chandler, Attorney at Law
Colonel, USAR

Gregory Chandler - Want Abs? Try CONJUGATED LINOLEIC ACID (CLA)

You can lose body-fat by consuming fat.

CLA is a fat that can help you reduce your body-fat stores, while encouraging muscle mass and boosting strength. CLA does this by inhibiting an enzyme, lipoprotein lipase, which encourages body-fat storage. By reducing the action of this enzyme, you help prevent fat from being stored in you body, encouraging fat to be burned for fuel.

A study presented at the 2006 Experimental Biology Conference in San Francisco, California reported that subjects taking 3.4 g of CLA a day without diet or exercise for six months lost roughly 5 pounds more body fat than subjects who consumed olive oil, and their fat loss came primarily from their abdomen area. The same study also reported that subjects taking CLA added about 1 pound of muscle mass without any exercise.

Gregory Chandler, Attorney at Law

Gregory Chandler - Harvard University Faculty Honors

I usually focus on bodybuilding on this blog. Today, I turn to academics.

In April 2010, nine Harvard University faculty members were among the 72 members newly elected to the National Academy of Sciences. Such faculty members are: Porter W. Anderson, senior lecturer on pediatrics, Harvard Medical School; Michael J. Hopkins, professor of mathematics; William G. Kaelin, professor of medicine, Gary King, Weatherhead University Professor, a quantitative social scientist; Kenneth S. Rogoff, Cabot professor of public policy; Donald B. Rubin, Loeb professor of statistics; Kevin Struhl, Gaiser professor of biological chemistry and molecular pharmacology; Mary C. Waters, Zuckerman professor of sociology; and David A. Weitz, Mallinckrodt professor of physics and applied physics.

The Veritas will always come out.

Gregory Chandler, Attorney at Law

Gregory Chandler - Glucomannan Aids Fat Loss

Glucomannan is a water-soluble fiber that is used to help regulate blood sugar, reduce cholesterol levels, and treat obesity. A recent study conducted at the University of Connecticut examined the effects of glucomannan supplementation with or without exercise training on body-fat levels in overweight men and women. After eight weeks, men consuming glucomannan lost 1.4% body fat, and the group that also exercised lost 2.9%. In women, glucomannan alone reduced body fat by 1.9%, and glucomannan plus exercise boosted fat loss to 2.8%. In both groups, glucomannan blunted appetite by reducing fat and carbohydrate intake. It should be noted that subjects in the exercise group completed 1.5 hours of exercise three day per week.

For fat burning purposes, take 3,000 mg per day split into two 1,500 mg doses.

Gregory Chandler

Gregory Chandler - Beta-Alanine Body-Building's Hot Supplement

Beta-alanine works to increase muscle strength and mass by getting into muscle cells, where it then increases levels of a dipeptide known as carnosine. A dipeptide is a protein that is two amino acids long.

Carnosine has been found to be critical for muscle strength. A dipeptide is a protein that's two amino acids long.

Research shows that it not only boosts muscle strength, but when taken with creatine, it enhances muscle growth and fat loss more so than creatine alone. That is a good reason to cycle beta-alanine with creatine.

A good cycle is to take 1 or 2 grams when you take your creatine. Then, cycle beta-alanine for five months on and one month off for best results.

Gregory Chandler, Attorney at Law